WTF combines personalized financial context, intelligent model routing, and deterministic portfolio analytics to turn complex financial questions into actionable decisions.
WTF is designed to understand the financial situation behind the question — not simply generate generic chatbot answers.
Consult your financial agent regarding complex wealth trade-offs, milestone projections, retirement timing, and asset allocation decisions.
Deep analytics into portfolio health scores, asset class concentration, risk exposure, holdings aggregation, and stress testing.
Server-side context builder compiles income, expenses, liquid cash, debt liabilities, and experience before routing prompt queries.
How WTF transforms raw balance sheet data into actionable financial advisory.
The system receives the user's query and compiles the user's real-time financial context.
The intelligence layer classifies intent and selects the optimal reasoning model or local calculation engine.
Generative AI models and mathematical engines work together to calculate outcomes and evaluate trade-offs.
The user receives a concise, structured advisory brief designed for immediate financial decision-making.
Explore the capabilities built into your WTF workspace.
Understand whether current savings and monthly surplus support long-term retirement goals.
Consult AgentAnalyze asset allocation, concentration risk, and Quantitative Health Scores across holdings.
View PortfolioEvaluate financial milestone targets against available resources and monthly surplus limits.
Open DashboardAsk contextual questions about investment strategy, debt vs equity, and financial trade-offs.
Ask AdvisoryStress-test your finances against market downturns, rate hikes, emergency expenses, or job loss.
Launch Scenario LabHave a persistent conversation thread powered by your real-time financial profile.
Start ThreadBuild a clearer understanding of your financial position, explore decisions with context, and move from analysis toward action.